PRINCIPAL PROTECTED FIXED INCOME are short-term lending instruments secured by the value of property located in California, USA (Hard Money Loans). This type of loan is often a tool for house flippers or real estate developers whose goal is to renovate or develop a property, then sell it for a profit. All loans are secured by property, not borrower's creditworthiness. Loan-To-Value ratio does not exceed 70%.
All loans are originated and serviced by our business partner in US with appropriate license. Property appraisal is performed by independent licensed appraiser. Even if market drops by 30-40% the investor's capital is protected. Escrow accounts in US banks are employed for loan distribution. The Fund can approve every deal, and collaterized property has transparent track record.